GTA Online
HVY Insurgent GTA Online
GTA Online Wiki Team · Updated:
The HVY Insurgent is a Military vehicle in GTA Online, available from Warstock Cache & Carry for $897,750, known for its versatility and value.
Reliable option suitable for most players.
The HVY Insurgent costs $897,750. It achieves a top speed with a top speed of 100 mph (160.9 km/h) in the Military class. It ranks #377 out of 475 vehicles by top speed. Solid all-rounder suitable for most players. According to community testing methodology by Broughy1322.
| Price | $897,750 |
|---|---|
| Top Speed | 100 mph (160.9 km/h) |
| Class | Military |
| Manufacturer | HVY |
| Category | Vehicles |
"The HVY Insurgent is an armored military vehicle with excellent protection."
Editor's Verdict
Is the HVY Insurgent Worth Buying in 2026?
Editor's Take
The HVY Insurgent is a niche purchase at $897,750. Stronger alternatives exist at this price point for both racing and freemode. Buy it for the collection factor or personal preference, not competitive advantage.
The HVY Insurgent is 2 speed points below the HVY Insurgent Pick-Up Custom saving $452,250. Buyers should consider whether the HVY Insurgent's styling and handling feel justify the difference over its closest rival.
Best Uses for the HVY Insurgent
Enjoyable to drive around Los Santos in freemode.
For Grinders
Neutral choice for grinders. The Insurgent doesn't specifically help with money-making, but at $897,750 it's a fun vehicle to own once you've established steady income streams. Consider purchasing after your core businesses are fully upgraded.
For Beginners
Consider this a mid-game purchase. Beginners should focus on establishing income first, but the Insurgent makes a good goal to work toward. The learning curve is moderate, so expect a few hours of practice before you can exploit its full potential in missions and freemode activities.
For Racers
Not recommended for competitive racing. Currently ranked #377 out of 475 vehicles by top speed, the Insurgent is outclassed by faster options in its category. Fun for casual races but don't expect to win against optimized builds. If racing is your priority, invest in a top-3 vehicle within the Military class instead.
For PvP Players
The Insurgent has limited direct PvP applications. For dedicated freemode combat, invest in weaponized vehicles or Imani Tech upgrades instead.
For Collectors
Worth owning for collection completeness, though the Insurgent isn't particularly rare or prestigious among dedicated collectors. Nice to have in a themed garage, but not a priority purchase unless you're specifically building a Military showcase collection.
Bottom line: Buy it for the collection factor or personal preference, not competitive advantage.
How Fast Is the HVY Insurgent?
- Top Speed:100 mph (160.9 km/h)
- Lap Time:Not yet confirmed (Broughy1322 testing)
- Class Rank:#377 in Military
Handling Tips
- Brake early in the Insurgent—its lower grip means carrying too much speed into corners leads to understeer. Build speed gradually on corner exit to avoid wheelspin.
- If the Insurgent pushes wide mid-corner, lift off the throttle instead of adding more steering lock. This shifts weight forward and naturally restores front-end grip.
- Master weight transfer in the Insurgent: braking loads the front for sharper turn-in, while accelerating plants the rear for better traction out of corners.
When NOT to Buy
- Don't buy for competitive racing. The Insurgent will lose to faster vehicles in its class.
The 100 mph figure above reflects fully upgraded standard configuration.
How It Compares
The HVY Insurgent sits at the top of the Military tier; here is how it stacks up against its true rivals.
| Vehicle | Price | Top Speed | Rank | Class | HSW |
|---|---|---|---|---|---|
| HVY Insurgent | $897,750 | 100.0 mph/ 160.9 km/h | #377 | Military | No |
| Truffade Adder | $1,000,000 | 126.3 mph/ 203.2 km/h | #78 | Super | No |
| Overflod Autarch | $1,955,000 | 117.0 mph/ 188.3 km/h | #160 | Super | No |
| Bravado Banshee 900R | $565,000 | 131.0 mph/ 210.8 km/h | #53 | Super | No |
| Vapid Bullet | $155,000 | 121.3 mph/ 195.1 km/h | #107 | Super | No |
Truffade Adder
The Adder is a legendary hypercar based on the Bugatti Veyron, and was the fastest car in GTA V's original 2013 release. While the in-game speedometer shows inflated numbers, tested top speed is around 126 mph. Its heavy weight requires careful braking in tight corners.
Overflod Autarch
The Autarch is a track-focused supercar inspired by the SCG 003, featuring aggressive aerodynamics and exceptional cornering ability. Its lightweight construction makes it one of the best choices for stunt races and tracks with many turns.
Bravado Banshee 900R
Benny's upgraded Banshee with widebody kit and twin-turbo engine.
Vapid Bullet
An American supercar based on the Ford GT.
How Do You Upgrade the HVY Insurgent?
The HVY Insurgent can be customized at Los Santos Customs for visual modifications including paint, wheels, and window tints. Performance upgrades such as engine, transmission, brakes, and turbo are available and significantly improve vehicle performance. Full modification typically costs $150,000-$300,000 depending on upgrade levels selected. Based on community testing, the turbo and engine upgrades provide the most noticeable performance gains per dollar spent, so prioritize those before cosmetic modifications.
Modifications Available
- Engine
- Brakes
- Transmission
- Suspension
- Armor
- Respray
- Wheels
- Liveries
Recommended Order
- 1Engine Level 4 — The single biggest performance improvement for the Insurgent. Prioritize this over cosmetic mods.
- 2Turbo — Sharpens the Insurgent's throttle response and adds noticeable acceleration, especially from low speeds.
- 3Armor + Bulletproof Tires — Protect your mid-range investment in the Insurgent. Essential for freemode survival.
Special Features
- Standard vehicle features including insurance and personal vehicle recall.
- Can be modified at Los Santos Customs for visual and performance upgrades.
Can You Get the HVY Insurgent for Free?
As of 2026, no confirmed permanent free unlock method has been documented for the HVY Insurgent. The methods below are community observations and time-limited opportunities, not guaranteed acquisition paths.
- 1Check if this vehicle is available as a Prize Ride at the LS Car Meet by completing weekly challenges.
- 2The Lucky Wheel at the Diamond Casino occasionally features vehicles like the HVY Insurgent as the podium prize.
Where to Find
Purchase from: 🎖️ Warstock Cache & Carry(www.warstock-cache-and-carry.com)
- Purchase only from Warstock Cache & Carry (www.warstock-cache-and-carry.com).
- Check the Lucky Wheel at the Diamond Casino for a chance to win it for free—the podium vehicle rotates weekly on Thursdays.
- May appear as a Prize Ride at the LS Car Meet—complete the weekly challenge to claim it for free.
- Watch for weekly discounts on Rockstar Newswire—savings of 30-40% are common on rotating vehicle sales.
The HVY Insurgent sells back for $538,650 at Los Santos Customs.
Event & Discount History
- The HVY Insurgent has been featured as a Lucky Wheel podium vehicle at the Diamond Casino & Resort during past weekly rotations.
- Available as a Prize Ride at the LS Car Meet during select weeks — complete the listed challenge to claim it for free.
Frequently Asked Questions
How much does the HVY Insurgent cost in GTA Online?
The HVY Insurgent costs $897,750 in GTA Online.
What is the top speed of the HVY Insurgent?
The HVY Insurgent has a tested top speed of 100 mph (160.9 km/h) based on community testing data.
Is the HVY Insurgent worth buying?
Yes. The HVY Insurgent offers solid performance for its price of $897,750. Prioritize essential business properties before luxury purchases.
Can I get the HVY Insurgent for free?
As of 2026, no confirmed permanent free unlock method exists for the HVY Insurgent. It has appeared during weekly GTA Online events, Lucky Wheel spins at the Diamond Casino, and as a Prize Ride at the LS Car Meet. Check Rockstar's Newswire for current promotions.
What is the sell price of the HVY Insurgent?
The HVY Insurgent sells for $538,650 at Los Santos Customs, which is 60% of the original purchase price. Upgrade investments are only partially recovered when selling.